The Beginners Money Filter
Nine tests for spotting financial manipulation — applies to any money claim you'll meet online.
What’s Inside
- 01How to use this filter
- 02Test 1 — Who profits if you believe this?
- 03Test 2 — Is the number checkable?
- 04Test 3 — What is the survivorship story?
- 05Test 4 — Is urgency doing the work?
- 06Test 5 — What happens if it goes wrong?
- 07Test 6 — Is the track record verifiable?
- 08Test 7 — Are the costs disclosed?
- 09Test 8 — Would this survive a boring question?
- 10Test 9 — What is being sold underneath?
- 11Running the filter quickly
Who It’s For
Good fit if
- You meet money claims online and cannot always tell what is off
- You want a checklist rather than a lecture
- You are about to spend money on something financial
Not for you if
- You want investment recommendations
- You already work in financial compliance
A Look Inside
Test 1 does most of the work: who profits if you believe this?
Not whether the claim is true — that is often hard to check.
Just who is paid when you act on it. The answer reframes
everything that follows.
Paraphrased excerpt, shown for preview.